DETAILED INFORMATION

SBA Disaster Assistance – https://disasterloanassistance.sba.gov/ela/s/

The SBA provides the following disaster assistance loans:

• Business Physical Disaster Loans – $2M max (interest rate not to exceed 4% or 8% depending on access to credit) used for repair or replacement of Real Property, Machinery, Equipment, Fixtures, Inventory, and Leasehold Improvements. This covers losses not fully covered by insurance.

(https://disasterloanassistance.sba.gov/ela/s/article/Business-Physical-Disaster-Loans)

• • Businesses of ANY size
  • Most private nonprofit organizations

• Economic Injury Disaster Loans – $2M max not to exceed an interest rate of 4% per year to help meet financial obligations/operating expenses that could have been met had the disaster not occurred (https://disasterloanassistance.sba.gov/ela/s/article/Economic-Injury-Disaster-Loans)
  • Small Business
  • Small agricultural cooperative
  • Most private nonprofit organizations
• Home and Personal Property Loans – $200K max to replace or repair primary residence. $40K max for renters or personal property owners to replace or repair personal property (https://disasterloanassistance.sba.gov/ela/s/article/Home-and-Personal-Property-Loans)
  • Homeowner
  • Renter
  • And/or Personal Property Owner

Required Information to Complete the Application
After a Presidential disaster declaration, you must first register with the Federal Emergency Management Agency (FEMA). To obtain a registration number, call FEMA at 1-800-621-3362 or visit  DisasterAssistance.gov .

The following information is required to complete the SBA online application:

• Contact information for all applicants
• Social security numbers for all applicants
• FEMA registration number
• Deed or lease information
• Insurance information
• Financial information (e.g. income, account balances and monthly expenses)
• Employer Identification Number (EIN) for business applicants

Businesses that are denied SBA Disaster Assistance Loans may still be eligible for additional FEMA grant assistance to meet disaster related needs. Additionally, the SBA recommends businesses do not wait for insurance settlements before filing loan applications. The loan amount, balance, and eligibility will be adjusted if insurance funds are received.

FEMA Disaster Assistance

Currently, Individuals and Families may apply for federal disaster relief through FEMA’s Individuals & Households Program. Funds for temporary housing, repair or replacement of owner-occupied homes, repair or replacement of personal property and vehicles, and funds to mitigate future losses.  Private nonprofit can apply for FEMA grants as well.  See Details below.

Applying for assistance:

Before you apply for assistance, below are the steps you need to take to start your recovery process:

Step One: Take photos of your damaged home and belongings.

Step Two: Make a list of damaged/lost items.

Step Three: Save yourself time. If you have insurance, you must file a claim with your insurance company. If you do not have insurance, continue to Step Four.

Step Four: Now that you’re ready to apply now for disaster assistance or you would like more information on the types of assistance available, please utilize one of the following methods.

Internet or Smartphone Application

You may apply for the Individuals and Households Program or check your application status at DisasterAssistance.gov. You may also access FEMA via a smartphone by downloading the application from our website or through your mobile provider’s application store.

By Phone

You may call FEMA toll-free at 800-621-3362 to apply for assistance or check your application status.

If you use a video relay service, captioned telephone service, or other communication services, please provide FEMA the specific number assigned for that service.

Private non-profits and public entities can apply for FEMA grants post-disaster (https://grantee.fema.gov/EventOpenRequestPeriod)

Private non-profit organizations applying for assistance should be prepared to provide the following when submitting their Request for Public Assistance:

• A ruling letter from the Internal Revenue Service that was in effect on the declaration date and granted tax exemption under sections 501(c), (d), or (e) of the Internal Revenue Code.
• Documentation from the State substantiating it is a non-revenue producing, non-profit entity organized or doing business under State law, including law citation.
• If exempt from both the requirement to apply for 501(c)(3) status and tax-exempt status under State law, articles of incorporation, bylaws, or other documents indicating it is an organized entity and a certification that is is compliant with Internal Revenue Code section 501(c)(3) and State law requirements.

In the midst of Hurricane Ian’s widespread wreckage and power outages – Fort Myers residents in need of medical care will now have access to doctors, prescription meds and/or counseling. It’s all happening on board a state-of-art, completely mobile healthcare clinic provided by Pinellas County based business, Walk On Clinic, Inc. With off -the-grid power capabilities and Starlink Satellite internet service – the mobile clinics offer all the conveniences of a brick-and-mortar doctor’s office, with the ability to travel anywhere at any time.

The Florida company has partnered with the non-profit organization Lutheran Services Florida, Gotham Pharmacies and Affordable Care Clinics to provide the general public with convenient access to medical services starting Sunday, October 2^nd at 12pm.

• The mobile clinic is located in the Lutheran Services Florida parking lot – at 3615 Central Ave. Fort Myers FL, 33901. ( Just past the NBC news station)
• Operating hours to start will be 9am – 5pm, 7 days a week until further notice.
• All major insurance coverage is accepted, but not required.
• Availability is currently first come, first serve.
• Call 1-833-4WALKON for the most up to date wait times and availability or email info@walkonclinic.com

Volunteer organizations handle, at no charge, services such as tarping, mold mitigation, cutting downed trees, and drywall, flooring and appliance removal. Services are free, but not guaranteed due to demand. Requests can be made post-storm at 800-451-1954.